Joining White Cart Credit Union is simple. As a member-owned savings and loans co-operative, membership gives you access to secure savings, affordable loans and a range of financial services designed to support your financial wellbeing.
Membership is open to anyone who lives or works in the Paisley area.
Opening an account is straightforward, and membership costs just £1, payable when your account is opened.
As a member, you’ll become part of a not-for-profit organisation that exists solely to benefit its members, not shareholders.
Use our loan calculator to get an idea of how much you could borrow and what your repayments may be.
Save confidently with straightforward savings accounts.
Access loans with fair, affordable interest rates.
Eligible savings and loans include insurance protection, subject to terms and conditions.
Access a low-cost funeral plan with interest-free payments during the first year.
Online applications are not currently available. To protect members and help prevent fraud, we are legally required to verify your identification in person before opening your account.
Bringing your completed application and identification with you will help make the process as quick and straightforward as possible.
White Cart Credit Union is affiliated with the Scottish League of Credit Unions (SLCU). We are regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA), with eligible deposits protected by the Financial Services Compensation Scheme (FSCS).
Join White Cart Credit Union today and become part of a member-owned organisation dedicated to helping you save, borrow and plan for the future. Enjoy secure savings, affordable loans and friendly local service that’s always focused on putting members first.